Part II: Vocabulary (10 minutes, 10 points, 0.5 for each)
Section A
Directions: In this section there are 10 sentences, each with one word or phrase underlined. Choose the one from the four choices marked A, B, C and D that best keeps the meaning of the sentence. Then mark the corresponding letter with a single bar across the square brackets on your Machine-scoring ANSWER SHEET.
11. People buy insurance in order to substitute a small, certain, tolerable loss for a large, uncertain catastrophic one.
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