集资房 houses built with funds collected by the buyers
居民住房建设residential construction
人均住房per-capital housing
现房complete department (or flat)
期房forward delivery housing
商品房commercial residential building
商品房空置the vacancy in commercial housing
政策性住房policy-related house, policy-based house
住房补贴rental allowance; housing allowance
住房分配货币化进程capitalization process of housing distribution/allocation